0723 776 530 info@homebusinesssacco.co.ke Mon-Fri 8:00AM - 5:00PM, Sat 9:00AM - 2:00PM
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Trusted Since 1997

Better Services To All — For Every Member

Home Business SACCO has empowered over 11,000+ members across 5 thriving branches with reliable savings, affordable loans, and lucrative annual dividends — building sustainable wealth across Kenya.

  • Loans up to Ksh 10,000,000 at competitive rates
  • 28 years of trusted community service
  • Comprehensive FOSA & BOSA products
  • Digital banking — anytime, anywhere
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Flexible & Affordable

Our Loan Products

Choose a loan that matches your financial ambitions

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Members Strong

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Years of Service

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Thriving Branches

FOSA Products

Ordinary Savings
Ordinary Savings Account

Minimum balance Ksh 500, no monthly ledger fee, flexible withdrawals whenever you need.
Fixed Deposits
Fixed Deposits Account

Earn up to 10% p.a. interest rates and qualify directly for Msingi Imara loan facilities.
Junior Account
Home Business Junior Account

Teach your children saving discipline with zero ledger fees and a free passbook.

BOSA Products

Normal Deposits
Normal Deposits

Save monthly from Ksh 500, unlock loan multipliers, and earn attractive yearly dividends.
Share Capital
Share Capital

Build institutional ownership and gain annual share dividend payouts.
Alpha Shares
Alpha Shares

Specialized share class engineered for high returns and long-term capital growth.
Education Saving
Education Saving

Plan systematically for school and college fees with dedicated saving plans.
Digital Banking

Mobile Banking On The Go

Stay connected anytime, anywhere. Check balance, apply for mobile loans, and manage your savings directly from your smartphone.

Discover Mobile App
Mobile Banking App

Open an Account with Us Today

1
Gather Documents

National ID, KRA PIN Certificate, and passport photos.

2
Visit a Branch

Fill in the membership application form with our officers.

3
Start Banking

Deposit funds and immediately access loans, savings, and services.

Loan Calculator

Monthly Payment: Ksh
Total Repayment: Ksh